ok, so we just got this AWESOME news, and i just have to share...
right now, we have health insurance that we pay a very significant amount of money per month for. it's decent coverage, but we have an extremely high deductible, it doesn't cover maternity/delivery, and would increase in price per month when baby #2 arrives, becoming an even more significant amount.
this was stressing me out. maternity coverage was going to cost way more per month until delivery, and i didn't know if we could afford it.
i've looked into alternatives over the past year, hoping that there would be something of decent quality that we could reasonably afford, but i was unsuccessful and had come to the conclusion that we would be paying big bucks - somehow - to have this baby.
then, i had a conversation with a friend, who had just signed up for dirigo choice - self employment insurance provided to maine residents. she said she was getting an extremely reasonable rate for her insurance, and she had a deductible that was less than 1/5 of ours.
long story short, i applied for the same insurance and we found out two days ago that we qualify and that it will kick in on january 1st. it's a family plan, meaning our rates won't go up after the babe is born AND it covers maternity. PLUS we pay less per month. win, win, win!
man, it's tricky being an adult sometimes, but things work out every once in a while.
HUGE sigh of relief!